Posted on :
26 Jan, 2022
26 Jan, 2022
To drive the execution of credit risk strategies that optimize the subsidiary’s credit portfolios from a reward versus risk perspective while balancing capital constraints and market sensitivity to levels of non-performing debt.
Job Title: Credit Manager
Location: Mbabane, Hhohho, Eswatini
Reference #: LFSSCR22022
Contract Type: Permanent
Salary: Market Related
Critical Deliverables /Core Accountabilities and Responsibilities:
1.Ensure efficient implementation and compliance with Letshego’s policies, procedures relating to credit risk, including for provisioning, write offs and arrears management.
2.Prepare monthly reports on country management of arrears and compliance.
3.Make recommendations for Country write offs.
4.Monitor progress on issuing and serving summons’ on debtors.
5.Provide recommendations on achieving set loan book performance and impairments practices.
6.Ensure that all loans and lending procedures comply with applicable regulations.
7.Analyse new customer’s credit worthiness
Key Performance Indicators:
1.Customer Credit Worthiness
2.Adherence to credit regulations, policies and procedures
•A degree in Finance / Information Systems /Economics or similar
•Experience in credit management gained in Consumer Finance, retail SME or microfinance environment.
•At least 7 years’ experience in Credit Risk within Financial Services.
•Certification in Credit Risk Management is essential.
•Ability to analyze and monitor country credit risks that face the business.
•Ability to devise solutions relevant to a particular situation considering the specific circumstances, country laws and norms
•Quality Assurance of all loan portfolios.
Application Deadline: 31/01/2022