MICHELLE CLOETE CONSULTING (PTY) LTD – based in beautiful Beacon Bay, East London, meets both clients and candidates recruitment requirements. Having been in recruitment for almost 20 years, Michelle is well known for her ability to look beyond the obvious and come up with a solution that will both suit the client and the candidate.
Job Title: Senior Credit Risk Analyst
Location: Eastern Cape Remote
Salary: Market Related
Job Type: Permanent
Sectors: IT, Technology, Academic
Reference: 2269823
Vacancy Details
We are partnering people on their journeys through life. We are a purpose-led organisation that recognises the unique challenges and opportunities people face in their lives. We share our expertise to create brighter futures, through the responsible provision of financial services and products. We drive financial wellness, and are a platform for growth, sustainability and improvement.
Areas of responsibility:
- Reporting to the head of credit, the responsibilities will include:
- Development, maintenance and calibrations of Pricing Model, managing pricing and product strategies.
- Managing acquisitions credit strategy (including credit policy rules, business rules, managing scorecard decisions).
- Updating of IFRS9 provisions models.
- Monthly EF portfolio reporting to internal stakeholders (OPSCO, MANCO, and EXCO).
- Quarterly portfolio reporting to external funders.
- Ad hoc requests for reporting (e.g. rating agencies).
- Data analyses to provide insights and drive business decisions.
- Providing information to support external and internal audits.
- Giving guidance and support to junior team members.
Required Skills
- Product Strategies: 5 to 6 years
- Pricing Models: 5 to 6 years
- Credit Strategy: 5 to 6 years
- Monthly EF Portfolio: 5 to 6 years
- Reporting To Manco, OPSCO And EXCO: 5 to 6 years
Candidate Requirements
Qualifications:
- A Degree in a quantitative field such as Statistics, Mathematics, Computer Science, Physics or Engineering.
- Post-Grad qualification or relevant professional qualification (FRM, MBA, CFA etc.) will be advantageous.
- 5-7 years’ experience in Credit Risk Analyst role.
- Strong coding skills in SQL and SAS.
- Problem solver.
- Attention to detail
- Self-motivated
- Critical thinking
- Ability to work independently
To Apply
Click Here!
Application Deadline: May 27 2025