{"id":70745,"date":"2022-01-26T08:50:08","date_gmt":"2022-01-26T06:50:08","guid":{"rendered":"https:\/\/joblistsouthafrica.com\/?p=70745"},"modified":"2022-01-26T23:32:14","modified_gmt":"2022-01-26T21:32:14","slug":"letshego-financial-services-swaziland-current-job-opportunity-3","status":"publish","type":"post","link":"https:\/\/joblistsouthafrica.com\/letshego-financial-services-swaziland-current-job-opportunity-3.html","title":{"rendered":"Letshego Financial Services Swaziland Current Job Opportunity"},"content":{"rendered":"
To drive the execution of credit risk strategies that optimize the subsidiary\u2019s credit portfolios from a reward versus risk perspective while balancing capital constraints and market sensitivity to levels of non-performing debt.<\/p>\n
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Job Title: Credit Manager<\/strong> Job Summary:<\/strong> Key Performance Indicators:<\/strong> Requirements:<\/strong> Experience:<\/strong> Skills<\/strong>:
\nLocation:<\/strong> Mbabane, Hhohho, Eswatini
\nReference #:<\/strong> LFSSCR22022
\nContract Type:<\/strong> Permanent
\nSalary:<\/strong> Market Related<\/p>\n
\nCritical Deliverables \/Core Accountabilities and Responsibilities:<\/strong>
\n1.Ensure efficient implementation and compliance with Letshego\u2019s policies, procedures relating to credit risk, including for provisioning, write offs and arrears management.
\n2.Prepare monthly reports on country management of arrears and compliance.
\n3.Make recommendations for Country write offs.
\n4.Monitor progress on issuing and serving summons\u2019 on debtors.
\n5.Provide recommendations on achieving set loan book performance and impairments practices.
\n6.Ensure that all loans and lending procedures comply with applicable regulations.
\n7.Analyse new customer\u2019s credit worthiness<\/p>\n
\n1.Customer Credit Worthiness
\n2.Adherence to credit regulations, policies and procedures
\n3.Credit Reporting<\/p>\n
\nEducation:<\/strong>
\n\u2022A degree in Finance \/ Information Systems \/Economics or similar
\n\u2022Experience in credit management gained in Consumer Finance, retail SME or microfinance environment.<\/p>\n
\n\u2022At least 7 years\u2019 experience in Credit Risk within Financial Services.
\n\u2022Certification in Credit Risk Management is essential.<\/p>\n
\n\u2022Ability to analyze and monitor country credit risks that face the business.
\n\u2022Ability to devise solutions relevant to a particular situation considering the specific circumstances, country laws and norms
\n\u2022Quality Assurance of all loan portfolios.<\/p>\n